For Michigan plumbing contractors
Is your plumbing business insurance about to renew?
Talk to us before you renew. Michigan businesses have saved up to 50% or more when they shop their policy before it renews. Don’t pay for another year without checking.
Why talk to us before you renew
Once you renew, you’re locked in
Most business policies run a full year. After the renewal goes through, you pay for it whether the price was good or not. The time to compare is before.
Renewal prices drift up
Rates, payroll and carrier appetite change every year. If nobody has looked at your policy since last renewal, there is a good chance you are paying more than you need to.
A real local agent, no pressure
We explain what you have, show you what else is out there and let you decide. The review costs nothing and doesn’t change your current policy.
How the renewal review works
- Tell us when you renew. Pick your renewal timing in the form. It takes about a minute.
- We compare. A Jarvis agent reviews your coverage and looks at other carriers for your trade.
- You decide. We show you the difference, if there is one, and you choose whether to switch or stay.
Coverage plumbers commonly need to review
General liability
Covers third-party injury and property damage claims, such as water damage at a customer’s property.
Learn moreCommercial auto
Work vans and trucks need business auto coverage. Personal auto policies often exclude them.
Learn moreWorkers’ compensation
Required in Michigan for most employers. Plumbing is a classified trade, so the rate you pay matters.
Learn moreCommercial property
Tools, equipment, shop and inventory that keep the jobs moving.
Learn moreLicense and contract bonds
Many municipalities and general contractors ask plumbers for a bond before you start.
Learn moreRenewal questions, answered
When should I call, before my renewal date?
As early as you can. Calling 60 to 90 days ahead gives us room to compare options. If your renewal is only a few weeks away, call anyway. We will tell you honestly whether there is time.
Does this cancel my current policy?
No. A renewal review is a conversation. Your current policy stays in force until you decide to change it.
What do you need from me?
Your renewal month, what your business does, the number of employees and vehicles, and a copy of your current declarations page if you have it. A rough idea is enough to start.
Are the savings guaranteed?
No. Some Michigan businesses have saved up to 50% or more at renewal, but your price depends on your trade, payroll, claims history, vehicles and carriers available at the time. We will tell you what we find, including when your current policy is already a good deal.
Savings vary. “Up to 50% or more” describes the best results some Michigan businesses have seen and is not a guarantee. Your price depends on your trade, payroll, claims history, vehicles and the carriers available when you request a review. Jarvis Insurance Agency, Inc., 2045 Orchard Lake Rd, Sylvan Lake, MI.