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Home Insurance

Home insurance is essential for both homeowners and renters. Why? Most mortgage companies require it, and you have probably accumulated a significant amount of personal property through the years. Consider what would happen if lightening struck a tree outside your home and it fell damaging not only your house, but your entire wardrobe, a pair of skis, your stereo and your brand new Web TV! Purchasing the appropriate home insurance coverage could help you avoid paying thousands of dollars for repairs and property replacement.

Here's how it works... A home insurance policy is a contract between you and an insurance company. In exchange for your premium payment, the insurance company promises to pay, subject to the terms and conditions of your policy, for financial losses caused by a broad range of disasters damaging your home or personal property. A home insurance policy will also cover damages resulting from injuries to others who are injured on your property and for which you are held legally responsible. There are three different types of home insurance including: Homeowner's, Renter's, and Condo or Co-op Owner's.

How do you get the best policy at the best rate?

Request a quote or contact us.

 

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